Halifax Spanish Mortgages

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Saturday, 18 Oct 2008

The Halifax has numerous branches throughout Spain, particularly in the more popular holidays destinations along the Costas. The Halifax offer mortgages in Spain for both residents and non residents alike.

The Halifax in Spain - Banco Halifax - is a separate company to its UK counterpart and its mortgage products are subject to the regulations and requirements typical of all Spanish mortgages.

Spanish Mortgages by Halifax

You can discuss your application in most branches of the Halifax in the UK, but you will need to formalise the relationship with a branch of Banco Halifax in Spain. Whilst your monthly repayments will be subject to the changes between the Euro - Stirling exchange rate and under the aegis of the Euribor, you have the benefit of free transfers from your UK Halifax account. The bank also has a full English speaking service.

Banco Halifax offer to pay any transfer costs when switching your mortgage from any other Spanish provider.

Banco Halifax offer:

• Variable and fixed rate mortgages
• Interest Only up to 5 years
• Mortgage terms up to 40 years
• Lend up to 60% of the valuation of the property
• Lend up to the age of 80
• All information and documentation supplied by Banco Halifax Hispania in English
• Agreements in Principle within 48 hours

For more details visit their website or call 902 400 770  from Spain or 0845 600 3603  from the UK.

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